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COME HOME TO THE EXPERTS

Explore our range of mortgage options, experts advise, and resources to make informed decisions every steps of the way. your dream home awaits, and we’re excited to be a part of your story.

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Welcome to GenX Funding Group

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Gaining expertise leads to greater confidence.

Home Buying

Everything to know about buying a home.

Explore Rates

See today's interest rates and estimate yours.

Mortgage Basics

Everything to know about buying a home.

Refinancing

Understand the ins and outs of refinancing.

Our Loan Process...

Step 1: STRATEGY CALL

Do your strategy consultation call with professionals!

Step 2: PRE-APPROVAL

A pre-approval sets you up for a smooth home buying experience.

Step 3: SHOP HUNTING

Start working with a real estate agent and viewing homes.

Step 4: LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

Step 5: UNDERWRITING

They closely evaluate all the documentation in the loan package and make final decision on the loan

Step 6: CLOSING

Closing documents are drawn and sent to the title company for closing.

Your Home Loan Could Be

Fully Funded 21 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Genx Funding Group. for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.

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Why People Choose Us

Our first time home buyers and homeowners who refinance their homes cite our client service, amazing rates, and easy process as the top reasons they love working with us.

Dedicated Specialists

Our team of mortgage experts will help guide you through your loan process!

Success Stories

Join the hundreds of California families who buy and refinance their homes with Downtown Financial Group’s easy and amazing programs.

Free Estimates

Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Downtown Financial Group guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.

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Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
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Today's Mortgage Rates

Our clients are the foundation of our success.

3rd Party Client Reviews

☆☆☆☆☆ 5/5

Client reviews from around the internet.

GenX Funding Group
GenX Funding Group
5.0
Based on 15 reviews
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EMMANUEL BATHELEMYEMMANUEL BATHELEMY
11:50 08 Jun 23
I don’t write review very often for companies .However, Amice from Genx Funding Group is one of the best South Florida Broker.I was in a financial jam where I needed to refinance my property ASAP.Amice was able to get the refinance done within 4weeks.I was honest with ever at the beginning and told the absolutely truth.She assessed the situation and was able to fund the loan within four weeks.Once you are honest with,she will do everything on her power to help you.I highly recommend her for mortgage financing.I have used her twice for mortgage financing,she hasn’t disappointed me.If you need to refinance or take a mortgage,I recommend you contact her.
Ricardo VincentRicardo Vincent
00:18 30 May 23
It was a pleasure working with GenX Funding Group. Emice is very knowledgeable, she communicates well, always available to answer questions, she goes above and beyond to get what you need.. Five ⭐ company and five ⭐ customer service.
JunieJunie
00:02 30 May 23
It was such a pleasure working with GenX Funding Group. Emice is an expert at what she does, and her expertise in helping my husband and I purchase our first home made us very comfortable; we knew we were in Trusted hands. Buying a home is not an easy or smooth process, but having someone like her who goes above and beyond is reassuring. We 10/10 recommend GenX Funding Group.
Olaf RhauOlaf Rhau
20:38 29 May 23
She is the best in the business she take her time to find me the best deal she can get for me and she was very professional about it
Jon HeadleyJon Headley
12:15 15 May 22
Emice and her team were amazing, from start to finish. As a REALTOR communication is key and I never once was worried about status or what we needed. You won’t be let down!
Evelyne BarlatierEvelyne Barlatier
03:21 02 Mar 22
I'm a Realtor at Amazing SoFlo Properties and I have had only great experience working with Emice. She has great work ethics and is very knowledgeable in this line of business. I love how patient and honest she is with the clients, and takes time to explain everything to them. She goes hard for her clients and even shows up on Closing Day. I will continue to work and refer my clients to her.
Phabrina RichemondPhabrina Richemond
16:23 28 Feb 22
Emice is the simply the best. No need to look any further. My husband and I are celebrating our first year as homeowners & we could not have done it without God and Emice. She’s so knowledgeable and will go out of her way to make sure you get the best deals. We are so blessed to have crossed paths with her & can’t wait to work with her again. If you were looking for a confirmation to work with her, here it is!!! You won’t regret it!! Thanks again Emice.
Sandra MoliereSandra Moliere
21:44 02 Jan 20
I’m a real estate agent always looking for professional lenders to work with. Emice is over the top, all our clients love her, and she always deliver. She goes out her way to deliver and always make sure she keeps her word. I have to no longer look for lenders to work with. She is very honest, and have closed on all of the most difficult deals. She always gets the job done.
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Frequently Asked Questions

Our mission is to deliver reliable, latest news and opinions.

WHAT ARE YOUR GOALS?

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As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.
You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.
Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.
Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.

We value ourselves in helping families understand the home buying and refinancing journey. Often, lots of the terminology and steps one takes in purchasing a home can be stressful and confusing. We take our time in ensuring our clients are guided through each step and that they understand what is occurring at each step of the home buying process.
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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Genx Funding Group | NMLS #2225429